Get Approved for Equipment
Financing Today
Apply in 5 minutes. Get a credit decision in hours. Fund your equipment purchase within days with no hassle.
Apply Now — It Takes 5 MinutesEquipment Financing That Actually Moves Fast
Same-Day Credit Decisions
No waiting around for weeks. Submit your application and get an answer — usually within hours, not days.
No Tax Returns Required
For most deals, all we need is a one-page application and your equipment quote. That’s it. No financials, no business plans.
Competitive Rates — We Shop for You
We match your deal with the most competitive financing source. You get the best rate, not just the first offer.
All Credit Profiles Considered
A-credit, B-credit, startups, second-chance borrowers — we have programs across the full spectrum.
New & Used Equipment
Financing for equipment from dealers, manufacturers, private sellers, and auctions. New or pre-owned.
Section 179 Tax Benefits
Your purchase could be 100% tax deductible in the year it’s placed in service — even if you finance it.
From Application to Equipment in Days
Apply Online
Simple one-page application. No financials needed for most deals.
Get Your Decision
We shop your deal and come back with the best rate and terms.
Sign Electronically
Review and sign your documents from anywhere — no faxing, no printing.
Get Your Equipment
The vendor gets paid directly and you take delivery of your equipment.
We Finance Equipment Across Every Industry
Hear From Our Clients
“Professional, expeditious, helpful, and competitive rates. We highly recommend Commerce Capital!”
“I needed two dump trucks before the busy season. Commerce Capital got me approved and funded in under 48 hours. The process was incredibly smooth.”
“Will this affect my credit?”
Applying does not impact your credit score. We only run a full check after you review and accept your terms.
“I don’t have my financials ready”
You don’t need them. Most deals only require a one-page application and an equipment quote. No tax returns.
“My credit isn’t perfect”
We work with all credit profiles — A-credit to startups and second-chance. Let us give you an honest assessment.
Your Equipment Is Waiting.
Get Approved Today.
5-minute application. Same-day decision. Funding in days, not weeks. Let’s get you the equipment your business needs.
Start Your Application