I hereby authorize Commerce Capital LLC, its designee, assigns or potential assigns to review his/her personal credit profile provided by national credit bureaus in considering this application and also for the purpose of updating, renewing, extending additional credit or the collection of any late account. I hereby authorize our references to release all credit information. I represent and warrant that the information submitted herein is true, complete and accurate. A facsimile, electronic or other copy of this authorization shall be as valid as the original.