Printing Equipment Financing | Commerce Capital
πŸ–¨οΈ Printing Equipment

Financing for Printing & Graphics Professionals

Upgrade your presses, add wide-format capability, or expand your finishing line β€” without a massive capital outlay. Fast, flexible financing designed for print shops, commercial printers, and graphic production businesses.

24–84
Month Terms
Same Day
Credit Decisions
New & Used
Equipment Financing
βœ“
Simple application-only programs
βœ“
Bundle equipment, software & installation
βœ“
Section 179 tax benefits

Printing Equipment We Finance

From production presses to finishing equipment β€” if it keeps your shop running, we can finance it.

Digital Presses
Offset Presses
Wide-Format Printers
Flexographic Printers
Screen Printers
Label Printers
3D Printers
DTG & DTF Printers
Heat Presses
Laminators
UV Coaters
Collators & Folders
Stitchers & Binders
Die-Cutting Machines
Guillotines & Trimmers
Plate Making Equipment
Scanners & Image Setters
Engraving & Etching

Why Print Shops Choose Us

We Understand the Print Industry

Printing equipment is a major investment β€” and technology moves fast. We understand the capital demands of the industry and help you structure deals that keep your shop competitive without straining your cash flow.

Same-Day Credit Decisions

When a deal on the right press comes up, you need to move fast. We deliver credit decisions the same day β€” often within hours β€” so you don’t lose out on equipment opportunities.

Competitive Rates & Terms

We shop your deal across multiple financing sources to find the most competitive rate and structure β€” so you get the best deal, not just the first offer.

Bundle Your Entire Project

Finance the press, the software, the installation, and even maintenance agreements under one deal with one monthly payment. We make it easy to get your full production line financed together.

We Work with All Credit Profiles

From A-credit to startups and second-chance borrowers β€” we have financing options across the full spectrum. If you’ve been turned down elsewhere, talk to us first.

A Dedicated Point of Contact

You’ll work with one person from start to finish β€” not a call center. We know your name, your business, and your equipment. That’s how it should be.

Get Financed in 4 Easy Steps

1

Get Your Quote

Get a formal quote from the equipment dealer or manufacturer with the full cost including software, installation, and accessories.

2

Apply Online

Fill out our simple one-page application β€” it takes about 5 minutes.

3

Get Approved

We find the most competitive financing option for your deal and present you with the best terms.

4

Get Your Equipment

Sign electronically, the vendor gets paid directly, and your equipment ships.

Financing Options That Fit Your Business

Printing technology evolves quickly. Choose the structure that works best for your production needs, cash flow, and upgrade timeline.

$1 Buyout

Equipment Finance Agreement

Make monthly payments and own the equipment at the end for just $1. Ideal for presses and production equipment you plan to keep long-term. Qualifies for full Section 179 deduction.

10% Purchase Option

Flexible Ownership

Lower monthly payments with the option to buy the equipment at 10% of original cost at end of term. A great balance between cash flow and ownership flexibility.

Fair Market Value

True Lease

The lowest monthly payments of any structure. Return, upgrade, or purchase at current market value when the term ends. Perfect for digital equipment you’ll want to upgrade as technology advances.

Trusted by Print Professionals

β˜… β˜… β˜… β˜… β˜…
“We needed to upgrade our wide-format production but didn’t want to drain our cash reserves. Commerce Capital structured a deal that fit our budget perfectly and had us up and running in days.”
β€” Commerce Capital Client
Commercial Print Shop Owner

Printing Equipment Financing FAQ

Can I finance used printing equipment?+

Yes. We finance both new and used printing equipment. Many of our clients purchase pre-owned presses, cutters, and finishing equipment. As long as the equipment has remaining useful life and holds value, we can typically get it financed.

Can I include software, installation, and service agreements in my financing?+

Yes. We can bundle the equipment cost with software licenses, installation fees, training, maintenance agreements, and accessories into one financed amount with a single monthly payment. This is especially common with digital press purchases.

What credit score do I need to finance printing equipment?+

We work across the full credit spectrum β€” from excellent credit to startups and challenged credit. We can often find a path to approval even if your credit isn’t perfect. Reach out and we’ll give you an honest assessment.

How long does the approval process take?+

Most credit decisions come back the same day β€” often within a few hours. Once approved, documents are sent for electronic signature and funding typically happens within 24–48 hours of receiving signed docs.

Do I need to provide tax returns or financial statements?+

For most deals, no. We offer application-only programs β€” just a one-page credit app and your equipment quote. Larger deals or certain credit situations may require additional documentation.

Can I deduct my equipment purchase on my taxes?+

In most cases, yes. Under Section 179, you may be able to deduct the full purchase price of qualifying equipment in the year it’s placed in service β€” even if you finance it. The 2025 deduction limit is $2,500,000. Consult your tax advisor for details specific to your situation.

Which lease structure is best for printing equipment that changes quickly?+

If you plan to upgrade to newer technology within a few years, a Fair Market Value (FMV) lease offers the lowest monthly payments and the flexibility to return or upgrade the equipment at the end of the term. For equipment you’ll keep long-term, a $1 buyout is usually the better fit.

Ready to Upgrade Your Print Production?

Whether you’re adding a digital press, expanding your wide-format capabilities, or upgrading your finishing line, Commerce Capital makes financing fast, easy, and affordable.

Or call us directly at 609-685-6256
Commerce Capital Associates LLC provides equipment financing and leasing solutions for printing and graphics businesses. All financing is subject to credit approval. Terms, rates, and structures vary by applicant credit profile.
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